Customer Privacy Policy
At Affiliated Insurance Agencies of WI, LLC, we are committed to protecting your privacy and nonpublic personal information. We want you to understand what information we collect and how we use it. We collect and use nonpublic personal information for business purposes with respect to insurance products and related business activities involving you, our customer. These business activities include evaluating a request for insurance products and related services such as claims handling or processing other transactions requested by you.Federal law has established privacy standards and requires us to provide this summary of our privacy policy once per year. The following information will provide you with a better understanding of the type of nonpublic personal information we collect, how we use it and to whom we may disclose it.
Information We Collect
We collect nonpublic personal information about you from different sources. Your application is our major source of information. However, we may occasionally collect information about you and other persons proposed for coverage from third parties such as other insurance companies, physicians, hospitals, and other medical personnel, and other non-affiliated third parties, including, consumer reporting agencies. For example, we may collect information such as loss information reports, motor vehicle reports and credit reports. We may ask to have a third party insurance organization view your property for purposes of valuation and safety. Occasionally, we may order a consumer credit report showing your history of meeting financial obligations for insurance scoring purposes. Information from a report prepared by such organization may be retained by them and disclosed to other persons to the extent permitted by law.In addition, we may use “cookies” (small text files transferred from our website to your hard drive) to recognize repeat users, track usage and facilitate your access to and use of the site. We do not use “cookies” to gather personal information and we do not link “cookies” to identifiable information, such as a policy number. The “cookies” only enable you to use our website more easily.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you.
Disclosure of Information
The privacy of the personal nonpublic information that you provide us with or that we collect about you is important to us. It is our policy not to disclose any personal nonpublic information about our customers or former customers to anyone, except as permitted by law. For example, we may disclose information to others such as your name, address, social security number or policy coverage's to:
- Third parties who provide business services for us relating to the products and service’s we offer
- Third parties who help us evaluate requests for insurance or benefits or to prevent fraud
- Third parties that require us to submit information to them, such as regulatory agencies, or other insurance-related entities
Our Promise To You
Our business changes constantly, and our Privacy Notice and the Conditions of Use will change also. Unless stated otherwise, our current Privacy Notice applies to all information that we have about you and your account. Although it is permitted by law, we do this only to help us protect and enhance our customer’s insurance well being. We would not, for example, sell a customer's name, or other personal nonpublic information, to a credit card company.Our employees are required to protect the confidentiality of your information and access information only when it is appropriate to do so. In addition, we maintain the necessary physical, electronic and procedural safeguards to protect your personal nonpublic information.