/* Layout sections */
	body {
		background: #F9D68F;
		color: #333;
		}
		
	div#pagewrapper {
	    }
		
	div#header {
		color: #fff;
		}
		
	div#footer {
		color: #333;
		background-color: #fff;
		}
		
/* Links */		
	a,
	a:link 
	a:active, a:visited {
		color: #385C72;
	}

/* Headings */	
	h1, h2, h3, h4, h5, h6 {
		color: #9C4443;
	}

#faq h1, #faq h3 {
		color: #577b51;
	}

#coverages h1, #coverages h3 {
		color: #124E72;
	}
#companies h1, #companies h3 {
		color: #87A6B8;
	}
#contact h1, #contact h3 {
		color: #567B50;
	}
#timely_topics h1, #timely_topics h3 {
		color: #567B50;
	}

/* A CSS Framework by Mike Stenhouse of Content with Style, adapted to CMSMS by Daniel Westergren */

/* clearing */
	.stretch,
	.clear {
		clear:both; 
		height:1px; 
		margin:0; 
		padding:0; 
		font-size: 15px;
		line-height: 1px;
	}
	.clearfix:after {
		content: "."; 
		display: block; 
		height: 0; 
		clear: both; 
		visibility: hidden;
	}
	* html>body .clearfix {
		display: inline-block; 
		width: 100%;
	}
	
	* html .clearfix {
		/* Hides from IE-mac \*/
		height: 1%;
		/* End hide from IE-mac */
	}

/* end clearing */


/* replace */
	.replace {
		display:block;
		
		background-repeat: no-repeat;
		background-position: left top;
		background-color:transparent;
	}
	/* tidy these up */
	.replace * {
		text-indent: -10000px;
		display:block;
		
		background-repeat: no-repeat;
		background-position: left top;
		background-color:transparent;
	}
	.replace a {
		text-indent:0;
	}
	.replace a span {
		text-indent:-10000px;
	}
/* end replace */


/* accessibility */
     span.accesskey {
     	text-decoration:none;
     }
     .accessibility {
     	position: absolute;
     	top: -999em;
     	left: -999em;
     }
dfn {
  position: absolute;
  left: -1000px;
  top: -1000px;
  width: 0;
  height: 0;
  overflow: hidden;
  display: inline;
}
/* end accessibility */

/* A CSS Framework by Mike Stenhouse of Content with Style */

/* TYPOGRAPHY */
	body {
		text-align: left;
		font-family:Trebuchet MS, Arial, Helvetica, sans-serif;
		/* font-size: 75.01%; */
               font-size: .8em; 
                line-height: 1.1em;
	}
	div {
		font-size: 1em;
	}
	img {
		border: 0;
	}
	
/* LINKS */
	a,
	a:link 
	a:active, a:visited {
		text-decoration: underline;
	}

        div#footer a, 	
        div#footer a:link 
	div#footer a:active, div#footer a:visited {
               color: #fff;
        }

	a:hover {
	         text-decoration: none;
	}
/* END LINKS */
	
/* HEADINGS */
	h1 {
	        font-size: 1.5em;
		line-height: 1em;
		margin: 0 0 0.5em 0;
		padding: 0;
	
	}
	h2 {
		font-size: 1.5em;
                line-height: 1.5em;
		margin: 0 0 0.5em 0;
		padding: 0;
	}
	h3 {
	        font-size: 1.2em;
		line-height: 1em;
		margin: 0.5em 0 0.5em 0;
		padding:0;
	
	}
	h4 {
		font-size: 1.2em;
		line-height: 1.3em;
		margin: 0 0 0.25em 0;
		padding: 0;
	}
	h5 {
		font-size: 1.1em;
		line-height: 1.3em;
		margin: 0 0 0.25em 0;
		padding: 0;
	}
	h6 {
		font-size: 1em;
		line-height: 1.3em;
		margin: 0 0 0.25em 0;
		padding: 0;
	}
/* END HEADINGS */

/* TEXT */
	p {
		font-size: 1em;
		margin: 0 0 1.5em 0;
		padding: 0;
		line-height:1.4em;
	}
	blockquote {
		border-left: 10px solid #ddd;
		margin-left: 10px;
	}
	pre {
		font-family: monospace;
		font-size: 1.0em;
	}
	strong, b {
		font-weight: bold;
	}
	em, i {
		font-style:italic;
	}
    code {
        font-family: "Courier New", Courier, monospace;
        font-size: 1em;
        white-space: pre;
    }
/* END TEXT */
	
/* LISTS */
	#main ul {
        line-height:1.4em;
		margin: 0 0 1.5em 0;
		padding: 0;
	}
	#main ul li {
		margin: 0 0 0.25em 30px;
		padding: 0;
	}
	ol {
		font-size: 1.0em;
		line-height: 1.4em;
		margin: 0 0 1.5em 0;
		padding: 0;
	}
	ol li {
		font-size: 1.0em;
		margin: 0 0 0.25em 30px;
		padding: 0;
	}
	dl {
		margin: 0 0 1.5em 0;
		padding: 0;
		line-height: 1.4em;
	}
	dl dt {
		font-weight: bold;
		margin: 0.25em 0 0.25em 0;
		padding: 0;
	}
	dl dd {
		margin: 0 0 0 30px;
		padding: 0;
	}
/* END LISTS */
	
	
/* TABLE */
	table {
    
		margin: 0;
        padding: 0;
	}
	table caption {
		font-weight: bold;
		margin: 0;
		padding: 0;
	}
	th {
		font-weight: bold;
		text-align: left;
	}
	td {

	}
/* END TABLE */	
	
	hr {
		display: none;
	}

	div.hr {
		height: 1px;
		margin: 1em 10px;
		border-bottom: 1px dotted black;
	}
.coverages1{
	font-weight:bold;
	font-size:1.2em;
	border-bottom: 1px dotted #000;
	margin-bottom: 5px;
width: 100%;
	}
.righthead, .lefthead {
     padding-left: 5px;
}

#right 	a, #right a:link, #right a:active, #right a:visited {
                color: white;
		text-decoration: none;
                margin-left: 5px;
}
#left 	a, #left a:link, #left a:active, #left a:visited {
                color: white;
		text-decoration: none;
                margin-left: 5px;
}
#right a:hover, #left a:hover {
	         text-decoration: underline;
	}

/* END TYPOGRAPHY */	

/* A CSS Framework by Mike Stenhouse of Content with Style, adapted to CMSMS by Daniel Westergren */

/* FORM ELEMENTS */
	form {
		margin:0;
		padding:0;
	}
	form div,
	form p {
		font-size: 1em;
		margin: 0 0 1em 0;
		padding: 0;
	}
	label {
		font-weight: bold;
	}
	fieldset {
		border: 1px solid #eee;
		padding: 5px 10px;
		margin: 0 0 1.5em 0;
	}
	fieldset legend {
		color: #666;
		font-size: 1.1em;
		font-weight: bold;
		margin: 0 0 0 0px;
		padding: 0;
		background-color: white;
	}
	* html fieldset legend {
		margin: 0 0 10px -10px;
	}
	fieldset ul {
		list-style: none;
		margin: 0 0 1.5em 0;
		padding: 0;
	}
	fieldset ul li {
		list-style: none;
		margin: 0 0 0.5em 0;
		padding: 0;
	}
     
	
	input, select, textarea {
		font-size:1em; 
		font-family: arial, helvetica, verdana, sans-serif;
        
        margin: 0;
		padding: 2px;
	}
	
	input, select {
		vertical-align:middle;
	}
	textarea {
		width: 200px;
		height: 8em;
	}
	
	input.check {
		border: none;
		width: auto;
		height: auto;
		margin: 0;
	}
	input.radio {
		border: none;
		width: auto;
		height: auto;
		margin: 0;
	}
	input.file {
		height: auto;
		width: 250px;
	}
	input.readonly {
		background-color: transparent;
		border: none;
	}
	input.button {
		width: 10em;
		border:1px solid black;
		background-color: #ddd;
	}
	input.image {
		border: none;
		width: auto;
		height: auto; 
	}
	
    form div.submit {
		margin: 1em 0;
	}
    form div.submit input {
		height: 2em;
        width: 15em;
	}
/* END FORM ELEMENTS */
		

/* A CSS Framework by Mike Stenhouse of Content with Style, adapted to CMSMS by Daniel Westergren */

 
/* NAV BAR AT THE TOP AND ONE COLUMN OF CONTENT */
    div#content {
        width: 96%;
        margin: 0;
        padding: 1em 2%;
        text-align: left;
    }
    div#main {

    }
    div#menu_horiz {
        width: 100%;
        text-align: left;
    }

/* END CONTENT */

/* A CSS Framework by Mike Stenhouse of Content with Style, adapted to CMSMS by Daniel Westergren */

/* SITE SPECIFIC LAYOUT */
#tab{
   float:left;
   width: 32px;
   margin-left: -25px;
   position:absolute;
   height:0px;
   top: 100px;
}
#tabright{
   float:right;
   width: 32px;
   margin-left: 757px;
   position:absolute;
   height:0px;
   top: 100px;
}
    body {
        margin: 0;
        padding: 0;
        text-align: center;
    }
    div#pagewrapper {
        margin: 0 auto;
        width: 790px;
        padding: 0;
        text-align: left;
        background-image:url(uploads/images/background.jpg);
	background-repeat: repeat-y;
	background-position: left top;
    }
    #container {
	position: relative;
	margin: 0;
    }
    
    /* HEADER */
        div#header {
            background:url(uploads/images/head.jpg) no-repeat 7px 0; 
            margin: 0;
            padding: 0;
            height: 90px;
            text-align: left;
        }
        div#header h1 a {
            display: block;
            height: 90px;
            text-indent: -700em;
            margin: 0;
            padding: 0;
        }
    /* END HEADER */
    
    
    /* CONTENT */
        div#content {
	width: 740px;
	padding: 0px 30px 10px 10px;
        }
        
        /* MAIN */
            div#main {

            }
        /* END MAIN */
        
        /* SUB */
            div#sub {
                
            }
        /* END SUB */
        
    /* END CONTENT */
    
    
    /* FOOTER */
        div#footer {
        margin-right: 40px;
        margin-left: 7px;
	padding-top: 2px;
	padding-bottom: 0px;
        }

        div#footer p {
	    color: #333333;
            font-size: 0.9em;
            margin: 0;
            padding: 2px 0 0 2px;

        }
div#footer a {
	    color: #333333;

        }
    /* END FOOTER */
/* END LAYOUT */



div.breadcrumbs {
   padding: 1em 0;
   text-align: left;
   font-size: 90%;
   margin: 0 1em;
   border-bottom: 1px dotted #000;
}

div.flags {
  float: right;
  width: 18px;
  padding: 1em 0;
  text-align: right;
  margin: 0 1em 0 0;
}

div.left49 {
  float: left;
  width: 49%;
  }

div.right49 {
  float: right;
  width: 49%;
  text-align: right;
  }

#left{
	background-color: #114E71;
	width: 390px;
	margin-left:10px;
	float:left;
	color:#FFFFFF;
	font-weight:bold;
	line-height:20px;
min-height: 190px;
	}
*html #left{
	margin-left:5px;
        height: 190px;
	}
.lefthead{
	background-color:#88A7B8;
	color:#FFFFFF;
	padding-top: 6px;
	padding-bottom:6px;
	text-transform:uppercase;
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	}
#right{
	background-color:#577B51;
	width: 327px;
	float: right;
	margin-right: 4px;
	color:#FFFFFF;
        line-height:20px;
min-height: 190px;
	}
*html #right{
	margin-right: 2px;
        height: 190px;
	}
.righthead{
	background-color:#ABBDA8;
	color:#FFFFFF;
	padding-top: 6px;
	padding-bottom:6px;
	text-transform:uppercase;
	font-family:Arial, Helvetica, sans-serif;
	font-weight:bold;
	}

/* Horizontal menu for the CMS CSS Menu Module */
/* by Alexander Endresen */


/* The wrapper clears the floating elements of the menu */

#menuwrapper { 
        overflow: hidden; 
        width: 650px;
	margin-left: 7px;
        background-image: url(uploads/images/navbg.jpg);
	background-position: right bottom;
	background-repeat:no-repeat;
        text-transform: uppercase;
        font-weight: bold;
        }

/* Set the width of the menu elements at second level. Leaving first level flexible. */

#primary-nav li li { 
        width: 200px; 
       }


/* Unless you know what you do, do not touch this */ 

#primary-nav, #primary-nav ul { 
	list-style: none; 
	margin: 0px; 
	padding: 0px; 

	}
#primary-nav ul { 
	position: absolute; 
	top: auto; 
	display: none; 
	}
#primary-nav ul ul { 
	margin-top: 1px;
 	margin-left: -1px;
	left: 100%; 
	top: 0px; 
	}
	
#primary-nav li { 
	margin-left: -1px;
	float: left; 
	}
#primary-nav li li { 
	margin-left: 0px;
	margin-top: -1px;
	float: none; 
	position: relative; 
	}

/* Styling the basic apperance of the menu elements */

#primary-nav a { 
	display: block; 
	margin: 0px; 
	padding: 6px 10px; 
	text-decoration: none;
        color: white;
	}
#primary-nav li a { 
        color: white;
	}
#primary-nav li li a { 
	border: 1px solid #C0C0C0;
        color: white;
	}	
#primary-nav li, #primary-nav li.menuparent { 
	background-color: #9C4443;
        color: white;

	}

/* Styling the basic apperance of the active page elements (shows what page in the menu is being displayed) */

#primary-nav li a.menuactive {
          color: #F9D68F;
	}


/* Styling the basic apperance of the menuparents - here styled the same on hover (fixes IE bug) */

#primary-nav ul li.menuparent, #primary-nav ul li.menuparent:hover, #primary-nav ul li.menuparenth { 
	background-image: url(modules/MenuManager/images/arrow.gif); 
	background-position: center right; 
	background-repeat: no-repeat; 
	}


/* Styling the apperance of menu items on hover */
/* changed #primary-nav li:hover to #primary-nav li a:hover so "color" would work */

#primary-nav li a:hover, #primary-nav li.menuh, #primary-nav li.menuparenth, #primary-nav li.menuactiveh { 
      font-weight: bold;
      color: #000;
      }


/* The magic - set to work for up to a 3 level menu, but can be increased unlimited */

#primary-nav ul, #primary-nav li:hover ul, #primary-nav li:hover ul ul, 
#primary-nav li.menuparenth ul, #primary-nav li.menuparenth ul ul { 
	display: none; 
	}
#primary-nav li:hover ul, #primary-nav ul li:hover ul, #primary-nav ul ul li:hover ul, 
#primary-nav li.menuparenth ul, #primary-nav ul li.menuparenth ul, #primary-nav ul ul li.menuparenth ul { 
	display: block; 
	}


/* IE Hacks */

#primary-nav li li { 
	float: left; 
	clear: both; 
	}
#primary-nav li li a { 
	height: 1%; 
	}
-->